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How Does This Work?
310 – 714 - 5616

Loan Application

First, call and speak with one of our licensed senior loan officers to begin the application process. We will conduct a quick phone interview to get a better understanding of your needs and quickly move to the application process.

Loan Approval

Immediately following your application we begin the approval process. Our staff will work diligently to find the loan programs that best suit your needs and goals. We usually have an answer within 72 hours!


Once we’ve completed the approval process, you’re ready to fund your new loan. After you’ve completed signing the loan documents they will be returned to our funding department.

Los Angeles Gas Station Loan

From $1,000,000 to $5,000,000
310 – 714 – 5616

Gas Station Financing?

Gas Station Financing

Securing loans for gas stations can be much more difficult to complete than other types of small business loans. There are challenges specific to the nature of this business that you will have to overcome.

Your choice of lenders will be more limited than with other types of businesses. Those potential lenders who serve this type of borrower will be concerned with environmental issues that may impact the business. The very nature of this business has perceived environmental risks that are not present in many other types of commercial endeavors. Also, this type of property is usually limited to a single use, a gas station, and this impacts its perceived value when it comes to recouping funds if the business fails.

Loans Program:
  • Up To 25 Years Amortized
  • No Balloon Payments
  • Low Interest Rates
  • Loan is Assumable
  • Personal Guaranteed
  • For Multiple Purposes
  • Fees Can Be Financed
  • Rate: Prime
  • Rate Plus Margin
  • Phase I , 2 report
  • Appraisal Required

Brand or Non-Branded
Owner Operated
Gas with market.
Established business or start ups.
Gas station loan should be in good condition & environmentally to be clean.
Loans must be secured by real estate.
Franchised Gas Stations must be listed on the SBA franchise registry.

Gas Station
310 – 714 - 5616

Demand for Gasoline Consumer demand has been the driving force behind the steady growth in gasoline consumption throughout the 1990s. Consumer expenditure on gasoline has increased to $126.5 billion from 1996 to 1998.

The top five brands of gasoline companies controlled 48,000 gas stations outlets, which represented just 48% of the total. Chevron controlled 35% of California gasoline market in 1998, and the two next largest suppliers controlled another 47%.

Independent station owners must buy gasoline at the best possible price in a local market. United states gasoline stations are among the most productive in the world. Retailers in U.S. typically employ fewer people and sell a greater number of gallons of gasoline compared to retailers in Japan.


Gasoline usage has important environmental implications and thus the sale of gasoline is heavily regulated. In 1988, EPA issued regulations setting minimum standards for new tanks and requiring owners of existing tank to upgrade, replace or close them by December 22, 1998. Meeting the UST deadline is very costly for gasoline stations; at $130,000 to $155,000 per tank for clean up. Where there is ground water contamination, the cost can escalate up to $750,000.


Environmental, health and social costs present the largest portion of the externalized price Americans pay for their gasoline reliance. These expenses total some of one billion dollar every year.

Car Wash

According to the 2000 U.S. Census, 138 million registered automobiles drive the roads of America today. Counting buses and large trucks, there are 230 million vehicles in all.

Research shows that 52% of American car’ owners wash their cars less than once a month- 15% never wash their cars.

An estimated 37 million cars even smell because of interior garbage, according to a consumer survey conducted by the ( ICA).

The total vehicle miles traveled increased from 1.525 billion miles in 1981 to 2.500 billion miles in 1998, a 65% increase. To a large extent, this is the result of a sharp increase in the number of vehicles in operation over the past 20 years. The number of registered vehicles increased from 140 million in 1981 to 205 million in 1998, 46% jump.

  • Three years tax return on principal owners
  • Personal financial statements
  • Three years business tax returns
  • Business financial statements
  • Evidence of source of down payment
  • Lease Agreement
  • Credit check
  • Loan application
  • Franchise agreement
  • Borrower’s resume
  • Business plan
  • Certified escrow instruction
  • Equipment list – Inventory list
  • History of business

Why Choose Us?

(310) 714 -5616

Minimal Documentation

We offer hard money loans with minimal documentation. If you have at least 30% down for a purchase, or 30% equity for a refinance, we can get your loan approved. 

Experts in Hard Money Loans

City Capital Realty has been in business for over 20 years. We have funded over $100 million in loans, and have relationships with hundreds of lenders and investors. This gives us the ability to say YES and fund your loan quickly at the lowest rate possible.

Get Results
  • We can close your loan as soon as we have all the information
  • Guaranteed lowest rates!
  • Over 20 years of experience.
  • Evening and weekend appointments


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